2024 401k Contribution Limits Catch Up Over 55. For 2025, the hsa contribution limits are increasing from $4,150 for singles and $8,300 for family plans to $4,300 and $8,550, respectively. This means that your total 401(k) contribution limit for 2024 is $30,500.

In 2025, people between the ages of 60 and 63 can save an additional $11,250. However, individual retirement account (ira) contributions will continue to be $7,000 in 2025,.